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Don’t Trust Every SMS – Check the Last Letter First

We all receive SMS from banks, apps, or unknown numbers. But do you notice the last letter in the sender name like:

  • JD-AXISBK-S
  • AX-ICICIT-S
  • AD-TRAIND-G

That one letter at the end (S, G, P, T, Z, X) tells you what type of message it is. It’s part of a rule made by TRAI to help people stay safe from fraud.

📌 What That Last Letter Means

Letter Message Type
S Service (e.g. delivery, bank alerts)
G Government info or scheme
P Promotions and marketing
T Transactional (e.g. OTPs, bills)
X/Z Suspicious or fake sources

These postfix letters are only given to registered businesses on the official TRAI DLT platform (Distributed Ledger Technology). This system ensures that only verified senders can use these headers.


⚠️ Important Notes

  • If there’s no postfix letter, there is a high chance the SMS is from a scammer.
  • Scammers can’t use official postfix like -S, -T, or -G, because they need to register with TRAI-DLT, which they usually avoid.
  • Real businesses follow TRAI rules and send messages through verified routes.

✅ Quick Tips to Stay Safe

  • Always check the last letter in SMS sender ID
  • Don’t click links from IDs ending in X, Z, or with no postfix at all
  • Never share OTP or bank details through SMS
  • Report fraud SMS to 1909 or cybercrime.gov.in

Just 1 second to check the last letter — it can save you from fraud.